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About IFPDirect.com |
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Specializing in individual and family plans, IFPDirect.com is the one-stop resource for Californians to view the health insurance plans available to them from all of the leading carriers. And, if you wish, a representative from IFPDirect.com would be happy to assist you with finding the plan that best meets your needs. |
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Getting the best price on your insurance |
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The health insurance plans shown here all have standard rates set by the insurance carriers and regulated by the state; nobody can offer you a better price. So whether you go directly to the insurance company, work through a local agent, or enroll through IFPDirect.com, you can be assured you are getting the best price available. |
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What is an HMO? |
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An HMO, or Health Maintenance Organization, is a network of health care providers, such as doctors, hospitals, and pharmacies. With an HMO, members choose a Primary Care Physician (PCP) who acts as the gatekeeper for all of their medical care. |
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What is an HSA? |
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A Health Savings Account (HSA) is a tax-deductible savings account, like an IRA, that can be used at any time to pay for health expenses. In order to be eligible to open a Health Savings Account, an individual must first enroll in an HSA-compatible health insurance plan. For more information, please visit www.HSAConnect.com. |
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What is a PPO? |
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A Preferred Provider Organization (PPO) is a network of health care providers, such as doctors, hospitals, and pharmacies who contract wiht the carrier to provide services at a discounted rate. With this kind of plan, members have the choice to see a specialist or other provider within the network. |
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